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Affordable homes and Help to buy

Information about the Help to Buy scheme

Help to buy a home

The Help to Buy scheme can help people buy new homes with as little as a 5% deposit. The Government will lend you up to 20% of the cost of a property. This means you may only need a 75% mortgage to make up the difference. There are no loan fees for the 20% loan for the first five years.

If outright purchase is not an option to you, shared ownership allows you to buy a share in a property, whilst renting the remaining share. In most cases, shared owners can buy more shares at a later date, and eventually own the property outright.

You can find out more about the Help to Buy scheme, and shared ownership on the Own Your Home website.

Visit Own Your Home website